Appraisal services for Oak Ridge and Anderson County homeowners

Check out the top reasons TN homeowners call on TFW Appraisal Services:

Find the right listing price (whether they're selling the home themselves or using a real estate agent)
Challenge Anderson county's assessment of your property
Remove PMI to cut their monthly mortgage payment
To reinstate their Home Equity Line of Credit (or HELOC)
Verify a different appraiser's report
If real estate needs to be divided because of a divorce
Determine the true market value of real estate in question to settle an estate in TN

Do you own a house in or near Oak Ridge? Do you need help determining the price of your real estate?
Contact TFW Appraisal Services.

At TFW Appraisal Services, we understand the unique needs of a homeowner after appraisal services. Our customary business clients get the appraisal process and the standard reporting formats. Being a regular consumer that probably doesn't look at appraisals every day,we will give you extra guidance and explanations through the appraisal process to more fully understand what we do and how we document the results of our analysis.

For-Sale-By-Owner (FSBO) / Pre-Listing Services

It's very hard to be objective about your own home because of your emotional attachment to it. Professional appraisers, like the ones at TFW Appraisal Services, will be objective. We'll tell you what you need to know, not just what you want to hear. In addition to helping you set a realistic price to sell at so your house will attract buyers, a professional appraisal is very valuable as a negotiating tool once you have a potential buyer. It gives you something concrete to show the buyer. It's an independent third party's opinion of your property's value, and not just you saying how much your home is worth. Potential buyers assume that you have an emotional attachment to your house and will be far more likely to give credibility to an accomplished appraiser's value opinion than yours.

Need to remove PMI?

Getting the PMI (Private Mortgage Insurance) removed from your mortgage loan is a fashionable money saver for homeowners. Your monthly payments will go down once your mortgage loan is down below 80% of the value of your home. In most cases you can apply to a lender to have the PMI canceled from your loan. We're veterans in helping folks just like you dismiss unwanted PMI insurance.

Challenge Tax Assessment

Lets say you live in a region that's declining -- your local tax assessor may have your house overvalued. That means you're paying more taxes than you should. The earlier you take care of a matter like this, the better off you'll be, since your property assessment may likely go up again in the next period. When contesting your property tax assessment, getting an appraisal from TFW Appraisal Services is your number one weapon.

HELOC recently frozen?

Your lender might make the decision to automatically freeze your home equity line of credit (HELOC) if your property is in or near a declining area -- even if your specific property has not declined in value. This can be be bad for your credit score since it may appear as though that credit line is maxed out, and also inopportune from a cash flow point of view. TFW Appraisal Services can help you reinstate your home equity line of credit with an expert appraisal.

Do You Need Field and Desktop Appraisal Review Services?

Would you wish a second opinion without the charge and delay of waiting for a whole new appraisal? Or do you desire a seasoned professional to double-check your appraisal for verity? An appraiser from TFW Appraisal Services can go out and check the subject and comps in a field review. If you're in a rush, we'll provide you with a desk review and verify as many facts as we can using online data sources as well as our own files.

Do you need a retrospective review of an appraisal report? TFW Appraisal Services can help you with that. Even though this is typically requested by banks, you may desire to exploit this service if you suspect mortgage fraud related to your property.